Picking and buying your first car might feel confusing. Should it run on petrol or diesel? Manual or automatic? The options can be a lot, so here are some tips to help you begin your driving journey, whether you’re ready to go now or just thinking it over.
New or Used: What’s the Better Choice?”
We might be a bit partial, but we believe everyone should consider buying a used car. Used cars are more affordable than new ones, making them a great option for those starting their driving adventure. Plus, there’s a bigger variety to pick from, increasing your chances of finding the perfect car at the right price. If you’re looking for an economical used car, check out our 2024 guide to the best options.
How Much Should I Spend on My First Car?
Traditional wisdom says go for a cheap, slightly beaten-up car for your first ride. But we think differently. Cars are pricey to buy and maintain, especially for young drivers, so it’s worth picking one that fits your needs and style. Whether you’re a frequent motorway driver or just make weekly trips to the shops, there’s a suitable first car for under £10,000 or around £200 per month on finance.
Choosing the Right Car: Hatchback, Saloon, or SUV?
Cars come in different shapes, like hatchbacks, saloons, estates, or SUVs. While families often lean towards SUVs and estates for their size, new drivers might not need that much space. Hatchbacks are popular as first cars—compact, efficient, and more affordable to buy and run. But if you can afford to insure it, there’s no rule against going for a Jeep or Jaguar as your first ride.
Affordable Insurance for New Drivers: What Cars Cost Less to Insure?
Imagine you’re an insurance company. Would you rather insure a new driver for a £6,000 hatchback or a pricey supercar? Generally, the cheapest cars to insure are sensible models with small engines and low repair costs. Cars are sorted into insurance groups from 1 to 50, with lower numbers being cheaper to insure. Ask for insurance quotes before buying a car, and remember, every Cazoo car lists its insurance group on the website.
Navigating the Fuel Choices: Making the Right Decision
Owning a car involves more than just insurance. You’ll need to consider tax, service, and fuel costs, which depend on the type of car and how you use it. Car tax varies based on your car’s pollution levels, ranging from free for zero-emission cars to around £150 per year for regular engines. Expect to spend approximately £150 on a small car service and around £250 for a larger one, with pre-paid servicing packages offered by some manufacturers. Fuel costs depend on how much you drive and your driving style, measured in miles per gallon (mpg).
Petrol, Diesel, or Electric: Which Fuel Type Suits You?
Choosing the right fuel type is crucial. Petrol is a popular choice for its lighter, quieter, and generally cheaper nature. Diesel might be more efficient for long journeys at high speeds but isn’t ideal for short trips. Electric cars, while more expensive to buy, could be perfect if you have a charging point and generally drive less than 100 miles per day. Selecting the right fuel type depends on your driving habits and needs.
Decoding Car Safety: Understanding Euro NCAP Ratings
Evaluating a car’s safety is crucial, and most new cars have official safety ratings from Euro NCAP. These ratings, given out of five stars, indicate how well a car protects passengers and prevent accidents. While a five-star car from 2020 is likely safer than one from 2015, it’s essential to consider the specific safety features and technology. Remember, the safest car ultimately depends on a safe driver.
What’s a Warranty and Why Does It Matter?
A warranty is a promise from the car manufacturer to fix certain parts if they malfunction within the first few years. It covers components that shouldn’t wear out, providing added peace of mind. Most cars come with a standard three-year warranty, with some manufacturers offering extended coverage. Even if a Cazoo car is beyond its manufacturer’s warranty, we offer 90 days of cover. Additionally, you can opt for extended warranty and protection plans for a worry-free ownership experience. Note that the 90-day warranty might not apply if the car is used for hire and reward.